| Introduction |
| Course Objectives |
| Module 1 |
The Benefits of Budgeting, Getting Rid of Debt, Generating Savings, Reducing Stress and Anxiety, Lessening Family Conflicts, Knowledge Check |
| Module 2 |
What to Consider Before Creating a Budget, Understand Your Income, Determine a Budget Duration, Determine Expenses, Track What’s Being Spent, Knowledge Check |
| Module 3 |
Types of Fixed Personal Expenses, Utility Bills, Housing Bills, Transportation, Debt Payments, Knowledge Check |
| Module 4 |
Types of Fluctuating Personal Expenses, Personal Care, Non-Fixed Transportation Costs, Entertainment, Eating Out, Knowledge Check |
| Module 5 |
Establish Your Goals, Short Term vs. Long Term, Be Realistic, Get Rid of Debt, Save for the Future, Knowledge Check |
| Module 6 |
Determine Where Cuts Can Be Made, Cut Bad Habits, Decrease Transportation Costs, Reduce Utility Bills, Decrease Entertainment Expenses, Knowledge Check |
| Module 7 |
Tools, Software, Phone Applications, The Envelope System, Expenditure Notebook, Knowledge Check |
| Module 8 |
Stick With Your Budget, Use Cash for Weekly Allowance, Accountability to Family or Friends, Set Up a Different Account for Savings, Remind Self of Benefit to Sticking With Budget, Knowledge Check |
| Module 9 |
Additional Ways to Make Money, Make and Sell Items, Sell Unused Items, Small Part-Time Job, Recycle for Money, Knowledge Check |
| Module 10 |
Paying Off Debt, Get Three Credit Reports, Start With Small Stuff and Work Your Way Up, Credit Card Hacks, Investigate Student Loan Repayment or Consolidation Options, Knowledge Check |
| Assessment |
| Post Test |